The Varo Bank Account and Savings Account have no hidden fees. Varo charges $0 for ATM withdrawals at over 55,000 Allpoint ATMs, $0 minimum balance fees, $0 monthly maintenance fees, $0 foreign transaction fees, $0 card replacement fees.
For cash deposits at Green Dot Reload @ the Register™ locations, Varo does not charge a fee, but the retailer will charge a fee of up to $4.95 for a deposit via card swipe and up to $5.95 for a MoneyPak®. For more details see Can I deposit cash to my account? The fine print: Varo charges a $2.50 ATM Withdrawal Fee (beginning on Feb 19, 2020) for cash withdrawal at non-Allpoint® ATMs, and some ATM operators (i.e. another bank) will charge fees since you’re not in their network. To avoid ATM fees altogether, use an Allpoint Network ATM. There are more than 55,000 locations worldwide, including in most CVS, Walgreens, and Target stores, as well as other convenient locations. To find the Allpoint ATM nearest you, go to the Move Money screen in the Varo app and tap Find an ATM. You can also use the online Allpoint ATM Locator.