When do I start earning interest on my Savings Account? As soon as you put money in there. The sooner you start, the better! Related articles When is interest paid on my Savings Account? How is interest calculated on my Savings Account? Where can I find the Annual Percentage Yield (APY) or interest rate for a Savings Account? How do I Earn the Higher Interest Rate or Annual Percentage Yield (APY) on my Varo Savings Account? Can I get cash from my Savings Account at an ATM?