Does my Varo Bank Account come with a debit card? Yes, it comes with a Varo Visa® Debit Card, which you can use everywhere Visa is accepted. Related articles How long does it take for my debit card to arrive? Does the Varo Debit Card come with an EMV Chip? Setting up your Varo Card What can I do with Varo’s Android app? How do I initiate a card dispute?