How do I Deposit a Check?

To make a mobile deposit: Tap Move Money>Deposit a Check>New Deposit>Enter the deposit amount>Take Photos>Submit.

How to endorse a check for Mobile Deposit

If you're submitting a check deposit through the Varo mobile app, you'll be prompted to sign the back and include ‘For Mobile Deposit Only at Varo’ below your signature. Make sure to use ink—not a pencil.

Important parts of an acceptable check deposit

1. The payor information. If you have a check lacking this info (known as a temporary, starter, or counter check) it's not eligible for Mobile Deposit. For additional information regarding Prohibited Checks please visit the Varo Bank Account Agreement: https://www.varomoney.com/varo-bank-account-agreement/#3 
2. Your name in the "Pay to the Order of" field. Please note: We can't accept checks that are made out to another person, even a friend or family member. If the check is made out to more than one person, we can accept if it's made out to "your name or another name," but not if it says "your name and another name" it's not eligible for Mobile Deposit.
3. A current date. We can accept checks up to 6 months after the date on the check, unless the check says it will be considered void before that point. 
4. The amount. The check should have a written and a numerical amount, and they need to match.
   
5. The issuer's signature. Please note: the check also has to be legible and in reasonably good condition. If it's torn or voided, we cannot accept it; you'll need to get a new check from the payor. 
   

Are there any checks Varo can't accept?

There are a few types of check deposits that we don’t accept, such as checks payable to any person or entity other than you, substitute checks, remotely created checks, travelers checks and savings bonds. You can find additional details by visiting the Varo Bank Account Agreement at: https://www.varomoney.com/varo-bank-account-agreement/#3

Filling out a money order

If there's a place for the purchaser’s signature, the person who bought the money order should sign there. Then, make sure your name is written in the 'Pay to' field and endorse the deposit normally and include ‘For Mobile Deposit Only at Varo’ below your signature.