Do I have to include alimony, child support or separate maintenance income on my application? We encourage including any additional income on your application to get the best line of credit offer possible. Related articles Is my Varo Flexible Credit interest rate fixed or variable? Will a declined application hurt my credit? How many payments can I make a day? How long will it take for my payment to be reflected in my Varo Flexible Credit Account? What happens if my payment is late?