There are multiple ways to add money to your Varo Bank Account:
● Direct Deposit of payroll, benefits, or other payments
● Transfers from an external bank account
● Transfers from digital wallets like Paypal, Square, Cash, and Zelle
● Mobile Deposit of paper checks
● Deposit cash
Direct Deposit of payroll, benefits, or other payments
Varo accepts direct deposit for payroll, benefits, and other payments (insurance, AirBNB,
Stripe). Varo offers Early Direct Deposit, which means that you can get access to your
hard-earned pay up to two days early, if your employer supports it.*
Some companies, including Uber, Lyft, and DailyPay support instant Direct Deposit to your
Varo Visa® Debit Card.
*Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.
Transfers from an external bank account
You can initiate a transfer from an external bank account to your Varo Bank Account either
from within the Varo app or from the external bank’s online banking website. Transfers of
this type, which are called “ACH transfers” can take 2-4 business days and require
verification that you own the external account before you can start.
Transfers from digital wallets
You can easily set up transfers from digital wallets such as Cash, Paypal, Zelle,
Square, and Facebook. Follow the instructions in the wallet’s mobile app or website. Your
Varo routing number and account number can be found in the Varo Mobile App at
Accounts > Varo Bank Account > Details.
Some wallets, including Cash and Paypal, support instant transfers (they may
charge a fee, so read the fine print). For this type of transfer, you will need to provide your
Varo Visa ® Debit Card number.
You can deposit paper checks and money orders by taking a picture via the Varo mobile
app. Limits on the dollar amount or number of deposits you can make through Mobile
Deposit will be disclosed to you when you access the Mobile Deposit feature using the
mobile app. Limits may be changed based on the length of time the Varo Bank Account is
opened and account activity.
For more information on how to make a mobile deposit, see How do I Deposit a Check?.
You can deposit cash to your Varo Bank Account at thousands of participating locations
nationwide with the Green Dot® Network. Funds will typically appear in your account in 10-
At present, the following retailers are enabled to accept cash deposits into your Varo Bank
Account via Green Dot: CVS, Rite Aid, Walgreens, Dollar General, Family Dollar, and
Kmart. Additional deposit locations in the Green Dot network are expected to become
available in future months. While there is no Varo fee, the location will charge a fee of up to
$4.95. Visit www.attheregister.com/help/cashreload for more information about Green Dot
including store locations.
You can also deposit cash to your Varo Bank Account by purchasing a Green Dot
MoneyPak available at thousands of retailers, including Walmart, Rite Aid, CVS,
Walgreens, Dollar General, and Family Dollar. The retailer will charge a fee of up to $5.95. There is no Varo fee. Visit www.attheregister.com/moneypak/help for more information
For more information on cash deposits, see Can I deposit cash to my account?